Worried about late mortgage payments/credit health

If you have reduced income or job loss , late payments and worried you might possible lose your home or just need to toss around some options without being pressured by a realtor to sell or afraid to call your mortgage company for fear they might not give you advice thats advantageous to you. Dont worry you aren’t the only one trying to navigate thru the marketplace right now and come out on the positive side please lets talk